Sunday, January 15, 2012

Need of an Economic Reform

For the last couple of months, I was thinking to work on a project - creating awareness on the weaknesses of current economic system and need for economic reformation. In the previous months, I saw some well-known lawyers and writers in Pakistan are working on similar projects but their goals are more quantitative while I am working only on the awareness side. This was a great motivation for me to kick start my work. Of course, European and American Economies which are suffering a lot from Economic turmoil are also working hard but I would like to make a bold argument here. Despite being a student of economics, I see serious loopholes and weaknesses on the grounds they have been working on. Anyone can see it whether knowing economics or not. For that reason, I posted some earlier blogs to set a ground for my discussion. In this blog, I would like to summarize the issues covering global economic crisis, their basis and how an efficient economic system can be developed to address them. My later blogs inshAllah would cover the important issues in detail. I don't intend to bring up a theory of my own, I am not John Maynard Keynes or Adam Smith or any of the fathers, mothers, or uncles of economics (I don't intend to be one) and I would again like to bring a bold statement here, I am not convinced with the models they presented. If Keynes economic model was so stable and value enhancing, our current economies which are based on his theories would not have such a steep downfall. I know much better economists - those who are surely not in your knowledge. The economies developed on their models resulted 100% employment, 100% sponsors but no one requiring assistance or any financing needs. Its a pity that world is totally unaware of such economic systems even those who know, give a deaf ear to them. 

We have to reckon upon the fact that today, bigger economies are falling down. Who would have expected American Economy to have such a great fallback or Italian Economy taking its last sighs. How euro is surviving the austerity is a big question mark but we cannot say how long Germany and France would be able to carry the dead weight loss of dying economies of Portugal, Spain, Italy and Greece. These are not small countries or economies. Anyways, I do not want to spend too much time here on European Crisis as there will be more posts carrying the needed stuff.

I presume most of my readers are not economists therefore I would not go technical :) I don't understand forces of supply and demand therefore I saw the simplest definition of economics on wiki (surprisingly) "Production, Distribution, and Consumption of Goods and Services in the Economy". Now I put my wiki on one side and try to put my own concepts here. How the Production, Distribution and Consumption is taking place? What is the basis on which everything is circulating. Its a Piece of Paper, its a darling of all of us and we all know it. Its name is "Currency". In my definition, "Money is a miraculous piece of paper which forms the basis of all the valuable things in the world (except morals)". When I say piece of paper, please try to hear the sarcasm in my words. Is it not astonishing that Queen Elizabeth's biggest palace worth so and so much dollars which are some pieces of papers, Sultan Brunei's gold aircraft worth a couple of pieces of paper - everything valuable on this earth worth some pieces of papers. The ups and downs of these currencies take place through a very vague process and in an unexpected event, you can fall down from hero to zero. Your Net Worth can be your Net Liabilities. What is behind such dramatic events? A "Paper currency". So my first target would be the reformation of system in which we value things. 

A paper currency is a non-trivial issue, paving way for such economic models that have ruined us from the roots. We assume everything is going to be alright once we are back on track and once countries start to grow in real terms. It is not possible now. We have opened a box of evils and the only key to close it back is to reform:

1) The mode of Exchange
2) The mode of Financing
3) The mode of Taxation

Only these three. I am not a scholar therefore, I would be taking some or more of the stuff from scholars based on my comprehensions. Just a request, if you would like to add something to my small scale project, please feel free to do that. Also, please motivate me to keep up my very small level work by criticizing, adding and communicating with me. I want to give my share to the world, my motive is to make it a better place to live in. Please let me know if you have different ideas about it. Let us contribute even the smallest thing we can! to make our world a better place to live in! I thank you very much in advance and Wishing you all a very happy 2012. 

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